Privacy Policy

Intercom Media LLC ("Company") understands the importance of online privacy. The following Policy outlines how we do business, what information we collect and how, under what circumstances the information is shared with third parties, and your options to control what communications you receive from us and from our marketing partners. If you have any questions or concerns about this Privacy Policy, please contact us.

Information We Collect And How It Is Used In order to participate in this promotion, you must first complete the registration information requested. We ask for an email address so that we may contact you if necessary and we ask for a mailing address so we know where to ship the products that you have chosen pertaining to our special offers.

Registering for this promotion automatically subscribes you to our mailing list. We will periodically email you communicating various offers that we think you might like based on the registration information you provided, and any offers that you selected in this promotion. Users may unsubscribe from this newsletter at any time by clicking on the automated link provided at the end of the email.

We request a limited amount of personally identifiable information from users who participate in the promotions on this site. This information includes, but is not limited to the following:

* email address
* name
* address, city, state, zip
* phone number

We use this information to communicate with you about the status of your premium and/or any offers you have selected from our sponsoring companies. We request your address and phone number for shipping purposes.

We use information provided by our users to enhance their experience on this and similar Web sites. We also use the information provided voluntarily to send out electronic mailings for offers that we think will be of interest to you. At all times, Users have the option to unsubscribe from such mailings by clicking on the unsubscribe link provided on each mailing.

We create internal reports on user demographics and traffic patterns to measure the effectiveness of our marketing campaigns and promotions, and to report results to our marketing partners. We do not use any personally identifiable information to compile these reports.

Users who opt-in to the offerings from the companies found through our Website are also electing to receive additional information from these companies. The companies may request additional demographic and/or personally identifiable information for their use in subsequent marketing and promotion activities.

How We Collect Information:

Cookies

A cookie is a small text file stored on a user's computer for record-keeping purposes. The Company uses cookies only to enable users to be routed properly through our site. We also provide links to external advertisers and marketing Partner companies; these sites may choose to use cookies to better promote their products and services. These advertisers and marketing partner companies have their own privacy procedures and policies that are not controlled by the Company.

We encourage our users to be aware of the individual privacy policies of every Web site that the user contacts.

Clear Gif's (Web Beacons/Web Bugs)

The Company may also use a software technology called clear gif's (Web Beacons or Web Bugs), that help us determine what content on our site is most effective. Clear gif's are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Web users. We do not tie the information gathered by clear gif's to our customers' personally identifiable information.

We also use clear gif's in our HTML-based emails so that we know which emails have been opened. We use this information to monitor the effectiveness of our email campaigns and to validate our results to our marketing partners.

Log Files

Log files are also used to track and monitor traffic patterns on our site. They are not used to track or monitor personally identifiable information.

User Feedback/Inquiries

Users may contact the Company with any feedback, questions or comments. The Company uses contact information only to respond to the feedback.

Other Circumstances

Subsequent to this promotion, the Company may sponsor sweepstakes, contests or other events for which we need to collect and retain personally identifiable information. The Company may co-sponsor such events with other companies. In such cases, no personally identifiable information will be released to such third parties without the user's consent. We endeavor at all times to do business only with other companies similarly committed to our users' privacy.

Information We Share

This Privacy Policy applies to consumers that have signed up on the Website. We may use the personal information that you supply to us and work with other third party businesses to bring selected retail opportunities to our members via direct mail, email and telemarketing. These businesses may include providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation and email marketing. The Company collects minimal demographic and personally identifiable information from many users. This information is aggregated and analyzed to help us tailor future offers and to help our marketing partners and advertising agencies understand the demographics of our customers in order to evaluate the potential effectiveness and profitability of doing business with us. Part of our business model involves sharing personally identifiable information, such as name and address, with third-party marketing concerns. While the Company cannot control the practices of our advertisers and third-party marketers, we endeavor at all times to do business with reputable partners who also follow a best practices model regarding your privacy.

All information provided to the Company by the users of this site may be used to support our suppression, validation and enhancement services to other marketing companies, advertising agencies, compilers and data companies.

As an example, opt-out information may be shared with other marketing partners so that those users opting out of further offers are suppressed from the partner's mailings or promotions, as well as our own. In addition to complying with our users' preferences, it simply makes good business sense to mail only to those customers who have indicated a desire to receive such mailings.

The Company's business model includes participating in affiliate network programs and other co-marketing partnerships to promote our site. We receive and share only that information necessary to analyze site traffic and patterns so that we can evaluate the effectiveness of such programs. We do not receive or share personally identifiable information for these purposes, however.

The Company as a rule will not intentionally disclose personally identifiable information about its users to any third party without first receiving the user's permission. However, the Company may disclose personally identifiable information if required to do so by law, or in the good-faith belief that such action is necessary to (a) conform to edicts of law of comply with legal processes; (b) protect and defend the rights or property of the Company's advertising service, and (c) act under exigent circumstances to protect the personal safety of any user of the Company's advertising service.

Use of Information

This Privacy Policy applies to consumers that have signed up on the Website, and or have submitted their email address through our affiliate network program and other co-marketing partnerships to promote our site. We may use the personal information that you supply to us and work with other third party businesses to bring selected retail opportunities to our members via direct mail, email and telemarketing. These businesses may include providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation and email marketing.

Use of Data Collected

We use your personal, demographic and profile data to enhance your experience at our site and to enable us to present content we think you might be interested in. We use your contact information to send you information about our company and promotional material from our partners. We may also use your personal, demographic and profile data to improve our site, for statistical analysis, for marketing and promotional purposes, send SMS alerts or notification, and for editorial or feedback purposes for our advertisers. Information collected by us may be added to our databases and used for future telemarketing, SMS text-messaging, e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online. By using this site, you agree that you may be contacted in any manner contemplated in this section even if your number is found on a do not call registry, in-house list or similar registry.

SMS Offering and Opt-out rights

By completing or submitting a registration form or partial registration form you are consenting to receive SMS, wireless or other mobile offering to your cell phone. You understand that your wireless carrier's standard charges and rates apply to these messages. For SMS text messages, you may remove your information by replying "STOP", "END", or "QUIT" to the SMS text message you have received and we will remove your personal information within 10 days of receiving such request.

Delete/Deactivate Policy

Users at any time may unsubscribe to our electronic mailings by following the instructions that we include at the end of every mailing. To correct, update or request that we delete information you provided, please contact us via email, or by writing:

Intercom Media LLC
3500 South Dupont Highway
Dover, DE 19901

Notification Of Changes To Privacy Policy

From time to time, we may use customer information for new, unanticipated uses not previously disclosed in our privacy notice. If our information practices change at some time in the future we will post these policy changes to our Website to notify you and provide you with the opportunity to opt out of these new uses. If you are concerned about how your information is used, you should check back at our Web site periodically.

General Security Policy

The Company endeavors at all times to meet and exceed standards of online privacy protection. When you submit information, your information is protected both on-line and off-line in accordance with applicable laws, regulations and industry standards. For example, without limitation, the company uses a full-time Network Administrator, SSL servers, pgp and 128-bit encryption to protect the confidentiality of the information you provide.

In addition to the information collected by us and registration information submitted by you, we may employ both first-party and third-party cookies. A cookie is a piece of data stored on your hard drive containing activity-based information about you, and it is designed to facilitate the receipt of targeted and relevant advertisements. The cookie is not associated with your personally identifiable information.

Wireless Policy

We may use personal information to provide the services you've requested, including services that display customized content and advertising. In addition to any fee of which you are notified, your provider's standard messaging rates apply to our confirmation and all subsequent SMS correspondence. You may opt-out and remove your SMS information by sending "STOP", "END", or "QUIT" to the SMS text message you have received. If you remove your SMS information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondence to you.

Detailed Wireless Policy

Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your provider's name, and the date, time, and content of your messages. In addition to any fee of which you are notified, your provider's standard messaging rates apply to our confirmation and all subsequent SMS correspondence. All charges are billed by and payable to your mobile service provider. We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an AS IS basis. We may use personal information to provide the services you've requested, including services that display customized content and advertising. We may also use personal information for auditing, research and analysis to operate and improve our technologies and services. We may share aggregated and non personal information with third parties outside of TMC. When we use third parties to assist us in processing your personal information, we require that they comply with our Privacy Policy and any other appropriate confidentiality and security measures. We may also share information with third parties in limited circumstances, including when complying with legal process, preventing fraud or imminent harm, and ensuring the security of our network and services. You may remove your information from our database. If you remove your information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondence to you. You may remove your information by sending your request by sending "STOP", "END", or "QUIT" to the SMS text message you have received.

Tru Debt and its affiliates are not debt relief companies, debt collectors, lenders, or creditors. Tru Debt does not guarantee that debts enrolled in the partner program will be settled, lowered by a specific amount or percentage, settled in a specific time period, or that clients will be “debt free” in a specific time period. Cutmydebt.com does not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting, legal advice, or credit repair services. Not all debts are eligible for enrollment. It is essential to consult with a tax professional to discuss the tax consequences of settlement, and we recommend contacting a bankruptcy attorney for more information on bankruptcy. Please note that our services may not be available in all states and other restrictions may apply.

Credit Implications: The operator of this website does not provide debt settlement, credit counseling, or credit repair services. Independent, participating partners that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine creditworthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow authorized third parties and/or participating debt relief companies to verify your information and check your credit. Please be aware that a third-party partner may perform a soft credit pull during the application process. Debt relief provided by independent, participating partners in our network are designed to provide debt relief services to you.

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